NY Times daily health policy question is about what if my employer drops insurance coverage. I agree with the sentiment of the responder, I don't believe them, especially if they are a large employer. But, there is no law and never has been, saying employers must provide coverage. There is a tremendous tax subsidy to workers getting coverage from an employer because premiums are not taxable as income.....wages are lower because of benefits, but most workers don't seem to know this.
If they do drop coverage, starting in 2014 you can shop for your own insurance in the state based exchanges (insurance markets) and if your income is less than 400% of Poverty, you will get a sliding scale subsidy; if you make more than 400% of poverty, you will get no subsidy.